This Privacy Policy outlines how PearCheck (“we”, “our”, or “us”) collects, uses, discloses, and protects your information when you use our Services.

1.1 Information We Collect
We collect information in two main ways:
a. Information You Provide
Personal and business information for KYC/KYB processes
Contact and account credentials
Client-submitted documents
b. Information We Collect Automatically
Device and usage data (e.g., IP address, browser, logs)
Authentication and access metadata

1.2 How We Use Your Information
We use data to:
Deliver KYC, KYB, and CRB services
Verify identities and businesses
Generate credit insights and onboarding recommendations
Maintain system integrity and compliance
Improve and personalize user experience
Meet regulatory obligations

1.3 Sharing of Information
We only share information:
With consent
With financial institutions and authorized third parties under contract
With government or regulatory authorities when legally required
With service providers for hosting, verification, or data analysis—under strict confidentiality agreements

1.4 Data Retention
We retain data as long as necessary for the purpose it was collected, or as required by law.

1.5 Your Rights
Depending on your jurisdiction, you may have the right to:
Access your personal data
Correct inaccuracies
Request deletion (subject to legal limitations)
Object to or restrict certain processing Contact us at [Insert Contact Info] to exercise your rights.

1.6 Cookies and Tracking
We may use cookies and similar technologies for session management, analytics, and performance. You can manage your preferences in your browser settings.

1.7 International Transfers
Where applicable, we ensure appropriate safeguards (such as standard contractual clauses) for data transferred outside your jurisdiction.

1.8 Security
We apply strong encryption, access controls, and monitoring to protect your information (see our Security page).

1.9 Updates
We may update this policy. Material changes will be communicated via our website or email.